Protection in Switzerland

Protect your home, your car and your peace of mind in Switzerland

I help you work out which insurance you really need to live in Switzerland with more security. We look at your situation, compare options and choose clear cover for everyday life, without paying more than you need to.

Request a free consultation → Free initial consultation · No obligation · Independent advice
Personal insurance in Switzerland
How I work

I help you choose what you really need to protect

Each of these policies meets a different need. The key is knowing which ones suit you, which you can prioritise and which you don't need right now.

Jesús Gómez, insurance advisor in Switzerland
01
I look at your situationWhether you rent or own, have a car, travel or have a family, and which risks make sense to cover.
02
I explain which policies you may needI help you understand the difference between home, personal liability, car and legal protection insurance, without unnecessary jargon.
03
We compare real coverWe look at which options suit you, what level of protection you need and where it isn't worth paying more.
04
We avoid gaps and overlapsWe review what you already have, so you don't pay twice for the same thing or end up without cover where you need it.
05
I'm still here afterwardsIf you move house, change car or your family situation changes, I'm here to review and adjust your insurance.
Before you decide

What to be clear about before you sign

01
Not everyone needs the same thing

Your cover should fit your actual situation, not a standard package.

02
Some policies look similar but don't cover the same

Two policies can sound alike and respond very differently when you actually need them.

03
Paying more doesn't always mean better protection

The difference often lies in the exclusions, limits or deductibles, not just the price.

04
Choosing well saves trouble later

It's when a claim or a dispute comes up that you really find out whether you chose the right cover.

Personal insurance in Switzerland
What many people don't check in time

Most people only find the gaps when it's too late

In Switzerland it's easy to assume you're covered when in fact there are limits, exclusions or policies you didn't even know you needed.

✓Some people have insurance but don't know exactly what it covers
✓Others pay for cover they hardly need
✓Many don't review their personal liability until something goes wrong
✓With car insurance, the difference between third-party, partial and full casco isn't always clear
✓With legal protection, what matters isn't having it, but knowing when it really protects you

If you like, we can go through what makes sense for you together.

Review my insurance →
Why work with me

Clarity, sound judgement and real support

Clear explanations

I explain what each policy covers and what it doesn't, simply and without the small print.

Advice at no cost

My advice costs you nothing. If any service is invoiced separately, I'll make that clear from the start.

Cover tailored to you

I don't offer you the same as everyone else. We look at what genuinely fits you.

Here afterwards

If you move house, change car or your circumstances change, I'm here to help you review whatever's needed.

Client reviews

Trust built on real experiences

★★★★★

“Thanks to Jesús's advice, I took out legal protection insurance in Switzerland that turned out to be really useful. I had a legal problem with my flat and, thanks to the insurance, I recovered money I would otherwise have lost. Jesús explained very clearly how this kind of insurance works and why it's important to have it in Switzerland. Always really friendly and happy to answer any question you have.”

DM
Diana Client · Switzerland
★★★★★

“I have to say that, in my experience, after 14 years in Switzerland he was the only person who helped us manage our health insurance, among other things. He's a great person and a real professional, very friendly and very kind. I recommend him 150%. Thank you so much, Jesús.”

JV
Jose V. Client · Switzerland

Reviews translated from the original.

Is personal liability insurance compulsory in Switzerland?

It isn't generally required by law, but it's one of the most advisable policies in Switzerland, because it covers damage to others that can be very costly. Many landlords also ask for it when you rent a flat.

What does home insurance cover in Switzerland?

It depends on the policy, but it can usually cover damage to your home or belongings caused by fire, water, theft or certain natural hazards.

What's the difference between third-party, partial casco and full casco?

Third-party liability, which is compulsory, covers damage you cause to others. Partial casco adds some cover for your own car, and full casco extends that protection further, depending on the policy.

Is legal protection insurance worth it for me?

It depends on your situation, but it can be useful if you want legal support for disputes involving work, housing, traffic or consumer issues.

Can you review policies I already have?

Yes. We can go through your current policies to see what cover you have, where the gaps are and whether anything is worth adjusting.

Shall we talk?

Want to review your personal insurance in Switzerland?

In a first conversation we look at your situation, answer your questions and work out which cover suits you best. Free and with no obligation.

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